Florida Home Loans — From Pre-Approval to Closing, Done Right
Florida's real estate market has been one of the most active in the country — and one of the most complicated. Between rising insurance costs, shifting condo regulations, and a competitive buyer market, you need a loan officer who actually understands the nuances.
I'm Mathew Cusson, a mortgage loan officer licensed in Florida (NMLS #2102163), serving buyers in Miami, Orlando, Tampa, Jacksonville, Fort Lauderdale, and across the state.
Florida buyers have more options than most realize. The Florida Housing Finance Corporation offers first-time buyer programs with down payment assistance of up to $10,000. FHA loans remain one of the most powerful tools for Florida buyers who don't have a large down payment saved — and VA loans offer zero down for veterans in one of the country's fastest-growing markets.
LOAN TYPES I OFFER IN FLORIDA:
→ FHA Loans — 3.5% down, competitive rates
→ Conventional Loans — 3–5% down options available
→ VA Loans — 0% down for Florida veterans & active military
→ Florida Housing First Time Homebuyer Programs
→ Jumbo Loans — for South Florida luxury properties
→ Investment / DSCR Loans — for Florida rental and vacation properties
📲 480-295-9774
Mathew Cusson | Mortgage Loan Officer | NMLS #2102163
Licensed in Arizona, California, Florida, Louisiana, and North Carolina