Arizona Home Loans — Fast Pre-Approvals, Real Answers
Whether you're buying your first home in Phoenix, upgrading in Scottsdale, or investing in the Valley of the Sun — Arizona's housing market moves fast. You need a loan officer who moves faster.
I'm Mathew Cusson, a mortgage loan officer licensed in Arizona (NMLS #2102163). I offer FHA, Conventional, VA, USDA, and Jumbo loans across Maricopa, Pima, Yavapai, and Pinal counties. Most of my clients get a pre-approval decision the same day they apply.
Arizona first-time buyers are often surprised to learn how many options they actually have. FHA loans allow down payments as low as 3.5% with a 580 credit score. The Arizona Department of Housing (ADOH) also offers down payment assistance programs that can cover part or all of your upfront costs — most buyers have never heard of them.
LOAN TYPES I OFFER IN ARIZONA:
→ FHA Loans — 3.5% down, 580+ credit score
→ Conventional Loans — 3% down for qualified buyers
→ VA Loans — 0% down for veterans and active service members
→ USDA Loans — 0% down for eligible rural Arizona properties
→ Jumbo Loans — for higher-value Phoenix and Scottsdale properties
→ Down Payment Assistance — Arizona-specific programs available
Ready to find out what you qualify for? Book a free 15-minute call — I'll tell you exactly where you stand.
📲 480-295-9774
Mathew Cusson | Mortgage Loan Officer | NMLS #2102163
Licensed in Arizona, California, Florida, Louisiana, and North Carolina